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If you're considering assisted living for someone in NJ, please read this. I haven't been blogging much since my Dad passed away, largely because I'm trying to spend as much time as possible with my Mom, while also settling Dad's estate, and trying to figure out what I need to do for Mom in the long term. I'm thinking that my Mom is ready for assisted living, but the costs involved are pretty scary. She does have long-term care insurance, but there's a max payout on that, so it'll run out if Mom lives long enough. And Dad had a fair amount of savings, but, again, assisted living costs could drain those savings. I'm hoping that, if that happens, I'll be able to transition Mom over to Medicaid, and just pay for her room & board myself. I hope I can manage to choose a facility that will do right by us, and not try and kick Mom out if she has to go on Medicaid. It's a lot of responsibility, and a lot to work out.

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